Credit rating information presents the view of each rating agency regarding the ability of the Company to service and repay its short and long term debt. This information is set out for the convenience of users of this website and does not constitute an endorsement of the specifics of any report by the Company. Please consult the website of each rating agency for the definition and importance of any rating and expression.

Rating Agency	Long Term	Short Term	Outlook	Full Report
Moody’s	Ba2	NP	Negative	May 2023
Fitch	BB	-	Stable	Dec 2022

Group companies’ ratings

This information is set out for the convenience of users of this website and does not constitute an endorsement of the specifics of any report by the Company. Please consult the full report and the website of each rating agency for the definition and import of any rating and expression.

Company	Rating Agency	Long Term	Short Term	Outlook
Burgan Bank	Standards & Poor’s	BBB+	A2	Stable
Burgan Bank	Moody's	Baa1	P-2	Stable
Burgan Bank	Fitch	A	F1	Stable
Burgan Bank	Capital Intelligence	A+	A1	Stable
Jordan Kuwait Bank	Capital Intelligence	B+	B	Stable
Gulf Insurance Group	Standards & Poor’s	A	-	Stable
Gulf Insurance Group	Moody's	A2	-	Stable
Gulf Insurance Group	A.M. Best	A	-	Stable
United Gulf Bank	Capital Intelligence	BBB	A3	Stable
Kamco Invest	Capital Intelligence	BBB	A3	Stable
United Real Estate Company	Capital Intelligence	BBB-	-	Stable

Website Links:

www.standardandpoors.com
www.moodys.com
www.fitchratings.com
www.ciratings.com